Pradhan Manthri Awaas Yojana-Gramin (PMAY-G)

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The Ministry of Rural Development , Government of India has revamped the Indira Awas Yojana (IAY) scheme as Prime Ministers Awas Yojana –Grameen (PMAY-G) from 1st April 2016  in pursuance of achieving the goal “HOUSING FOR ALL BY 2022”.The minimum unit (house) size enhanced from the existing 20 sq.mt. to 25 sq.mt including a dedicated area for hygienic cooking. Enhancement of unit assistance from Rs. 70,000 to Rs. 1.20 lakh in plain areas  The unit cost is to be shared between central and state governments in the ratio 60:40          (Rs.72, 000/- + Rs.48,000/-). If the beneficiary so chooses, he/she will be facilitated to avail loan from Financial Institutions for an amount of up to Rs 70,000.The beneficiary selection for PMAY-G will be from SECC data. 

 

Construction of toilet has been made an integral part of the PMAY-G house. Provided through funding from Swachh Bharat Mission (G) or MGNREGA. The house would be treated as complete only after the toilet has been constructed. It has been mandatory that the beneficiary of PMAY-G would get wage component for 90 person days at the current rates with regard to the unskilled labour component for construction of the house under convergence with MahatmaGandhi NREGA. 

 

Every year MoRD will fix a target for the states and the same will be informed to the states. The period for completion of houses is 12 months from the date of the release of first installment.

Government to construct 1 crore pucca (permanent) houses for the rural poor in the next three years.

The scheme is expected to boost job creation in rural areas.

The project will be implemented in a span of three years from 2016-17 to 2018-19 with a budget of Rs. 81,975 crore.

Of the total estimated expenditure, Rs. 60,000 crore will come from budgetary allocations and the remaining through NABARD

The cost of unit (house) assistance is to be shared between central and state governments in the ratio 60:40 in plain areas and 90:10 for north-eastern and hilly states.

Beneficiaries of the rural houses would be chosen according to data taken from the Socio-Economic Caste Census of 2011

An allowance of Rs. 120,000 in plain areas and Rs. 130,000 in hilly areas will be provided for construction of homes.

The unit size will be enhanced from the existing 20 sq.mt. to up to 25 sq.mt. including a dedicated area for hygienic cooking.

Funds will be transferred electronically directly to the account of the beneficiary.

The beneficiary would be facilitated to avail loan of up to 70000 rupees for construction of the house which is optional.

The scheme is also expected to generate employment in the rural areas, especially in the construction sector which is currently the 2nd largest employers in India.

 

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